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Best Medicare Advantage Plans for 2019 Rating is from U.S. News and World Report, a leading publisher of annual authoritative rankings including Best Medicare Plans. Our plan does not have a direct relationship with U.S. News. This award was not given by Medicare. Our overall rating from Medicare for 2019 is 5.0. Our plan’s official CMS Star Rating can be found at

​​New to Medicare

Medicare A,B,C and D made simple.

​Medicare Advantage plans are one of the four parts of Medicare.  These plans are sometimes called "Part C" or "MA Plans".   Medicare Advantage plans are not supplemental insurance.

Medicare Advantage plans are approved by Medicare and offered by private companies. Medicare Advantage plans provide your Medicare benefits and often Medicare drug coverage.  Medicare pays a fixed amount for your care every month to the companies offering Medicare Advantage plans. These companies must follow rules set by Medicare. 

Medicare Advantage plans provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. This means that Medicare Advantage plans cover at least all of the services that original Medicare covers.

Medicare Advantage plans often provide extra coverage, such as vision, hearing, and health and wellness programs. Most include Medicare prescription drug coverage. With Medicare Advantage plans, you sometimes need a referral to see specialists. Some Medicare Advantage plans have provider networks. In some cases, this means you can only see doctors who belong to the plan or go to certain hospitals to get covered services (other than for emergency or urgently needed care or medically necessary dialysis).

In some Medicare Advantage plans, if you see a doctor or other provider who doesn’t contract or participate with the plan, your services may not be covered at all, or your costs will likely be higher.

KelseyCare Advantage is a Medicare Advantage Health Maintenance Organization (HMO) with a Medicare contract. KelseyCare Advantage is NOT a Medicare supplement, and it does NOT replace original Medicare.

Important Facts About Medicare Advantage

  • Medicare Advantage plans cover everything that traditional Medicare covers, plus some services that Medicare does not cover.
  • When you choose a Medicare Advantage plan, you only need to choose one plan to get your Part A (Hospital), B (Doctor) and D (Prescription Drug) coverage.
  • To qualify for a Medicare Advantage plan, you must live in the plan’s service area, have both Parts A and B and not have End-Stage Renal Disease (ESRD).