There is usually not a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working. If you aren’t eligible for premium-free Part A, you should review theMedicare and You guide provided by Medicare to learn more about your options.
There are various deductibles associated with Part A and the deductible amounts usually change from year to year. You can get more information about Part A deductibles by reviewing the Medicare and You guide at www.medicare.gov.
Part B is your medical insurance and helps cover medically necessary services like doctors’ services, outpatient care, and other medical services. Part B also covers some preventive services.
Part B does have a monthly premium. Most people will pay the standard premium amount of $104.90. This amount may change in 2016. You also pay a Part B deductible each year before Medicare starts to pay its share. In 2015, the deductible amount is $147 per year and may change in 2016.