In this section
Embedded and Comprehensive Dental
Expanded Dental Network in 2025
Starting January 1, 2025 you will have an expanded dental network in 2025 through Dental Benefit Providers/UHC Dental. Now locating a dentist is easier than ever.
Visit the searchable directory or download our Dental Provider Directory to find a dentist near you.
Searchable Dental Provider Directory
Download the 2025 Dental Provider Directory
2025 Dental Benefits Summary
In 2025 all plans receive preventive and comprehensive coverage. You’ll enjoy $0 routine exams, cleanings, and X-rays plus services like extractions or fillings.*
| Plan Name | Coinsurance | Deductible | Annual Benefit Maximum | Optional Buy Up Available |
| Core (HMO) | 0% | $25 | $1,500 | Yes $22.50 per month |
| Freedom (HMO-POS) | 0% | $0 | $2,000 | No |
| Signature (HMO) | 0% | $0 | $2,500 | No |
*Refer to the Evidence of Coverage for each plan for detailed dental benefit information, this is only a summary.
Dentures, crowns, root canals and other comprehensive services are covered in the Freedom and Signature embedded plans. Core plan members that desire additional comprehensive coverage can purchase the OSB option.
Optional Supplemental Buy Up for Core (HMO) members - Learn More
2024 Dental Benefits Summary
2024 KelseyCare Advantage plans include preventive dental coverage provided by FCL Dental. Feel better about your dental health when you take advantage of routine preventive exams, cleanings, and X-rays. Members must use an in-network dentist when using all dental benefits. Any dental services provided by an out-of-network dentist will not be covered.
Download the 2024 FCL Dental Provider Directory
Search for a 2024 In-Network Dentist
Visit our partner site to search for a network dentist in your area. You can also call 1-866-535-8343 if you need help finding a participating dentist. To access your preventive dental benefit, present your KelseyCare Advantage plan ID card to the FCL Dental provider you have chosen.
2024 Preventive Dental Benefits Cost-Share
| Coverage Description | |
| Copayment | $0 per visit |
| Oral Exams | 1 every 12 months |
| Cleanings | 1 every 6 months |
| X-rays | 1 every 12 months* |
*Refer to the Evidence of Coverage for each plan for detailed dental benefit information, this is only a summary.
Comprehensive Dental Coverage
| Plan Name | Preventive Services Covered (Type I) |
Comprehensive Services Covered (Type II & III) |
Annual Maximum Benefit |
Type II & III Services Cost-Share |
| Honor | Yes | Yes | $2,000 | 0% coinsurance |
| Freedom | Yes | Yes | $2,500 | 0% coinsurance |
| Signature | Yes | Yes | $3,000 | 0% coinsurance |
| Secure | Yes | Yes | $2,500 | 0% coinsurance |
| Thrive | Yes | Yes | $3,500 | 0% coinsurance |
| Classic | Yes | No | Optional Supplemental Buy Up available for $32.80 per month | $3,000 with the purchase of the Optional Supplement Buy Up |
*Refer to the Evidence of Coverage for each plan for detailed dental benefit information, this is only a summary.
Need Answers?
Call our Concierge team at 713-442-CARE (2273) or toll-free at 1-866-535-8343 (TTY: 711).
From October 1 to March 31
8 a.m. - 8 p.m.
7 days a week
From April 1 to September 30
8 a.m. - 8 p.m.
Monday - Friday